Thursday, April 9, 2009

FREE eBook Released !! eMoney Tips 0904

This is properly the FIRST group writting project in Malaysia, for FREE !  It consist of varies different topics written by very different people.  It should be quite interesting bed time or tea time reading material.  Anyone is welcome to write something too !  Do leave feedback !  Download the ebook here

These are the Contents in this ebook along with my comments.

Creatively Invest Your Money by Amey
I agree mostly that the best time to enter stock market is when it is low.  He even talks about starting your own business verse investing in stock market.  Most of the content in this article is about get creative and manage your 'income', not a part of the finance plan itself in malpf's definition.

Investment diversification is a genuine financial “free lunch.” by Larry Russell
This typically talks about how good diversification is.  But since he didn't mention over diversify could be bad.  I would suggest readers also check out the other side of this story and decide a balance when pratising diversification concept.

Larry is properly the highest profile guy in this ebook edition.  But these contents are also what malpf refers as 20th century methods sometimes.  Its good fundamental knowledge and all, but we will need something more in today's challenges.

But this article is the BEST write up, most suitable for ALL to read and great writting skill in all aspects.

8 Great Tips to Make Your First Million by Jacquelyn
Indeed all are great and important tips to make and keep the million.  Most tips are toward entrepreneurship and how you should become smarter etc.  None on how to still make my million if I am dump and lazy.  Which sometimes is what malpf talk about.

Renting a Property by Mohd Fauzi Puniran
5 basic steps on renting out your property safe and sound ways.

10 tips to stay poor (or things to avoid) By Bob
This is a take-a-break reading material.  Fun to read and all but still many of us indeed commit to exactly doing what keep us stay cool .... no I meant poor ...

Turbo Charging your Financial Transformation by Father Sez
Most probably sharing his very own experience how he did exactly that, turbo charged his own financial transformation.  So very 1st hand info and practical stuff to follow through.  Start a blog can turbo charge your ...

10 Ways How to Make the Recession Works for You by Yow Chuan
One of the best write up.  Contents well structured, followed with self opinionated stories and compensated with great self-drawn-cartoon.  But I got offended personally when he asked me to quit my drinking in order to make recession works for me :p   ... and even draw a carton for that some more !

How To Survive in a Bear Market  by Tushar Mathur  ( not shown in the content section but in page 32 )
3 simple straight forward and practical things to do during a bear market.  Exactly how and when to apply which method could be contraversy.  And that could be very good extension topics for malpf to cover in future.

How to Find a Good Financial Advisor By The Financial Blogger
wow, this is an article hard to comment because I both love and hate it.  Its basically sharing real concerns about non expert managing your finance including yourself, the financial idiot.  If you think he is a financial planner ofcourse he will tell you to use a financial planner therefore all his words are all nonsense; then you may be passing out a great opportunity.  ( but I didn't say he is all right neither ).  The disagreement part is malpf promotes self manage own finance and it should be done in a bold and straight forward way.  If there are truth in personal finance, even an idiot can get it right without understanding much as long as the he did the right things as per the truth.  Which is the opposite of what this article talk about.  Basically he asks everybody not to listen to me anymore :p

Gold Investment In Malaysia by Carson Ding
Simple, straight forward and facts oriented, all Malaysian wanted to invest in gold should definitely read  this. Ironically, this ebook is published 5 minutes after I posted up an article about the same topic too.  And the content is almost exactly the same!  I don't think I can convince anyone I didn't copy Carson's article but it proves to me that Malaysia is really having limited resources in gold investment since both my research and his experience is exactly the same.

How to know if a real estate is worth investing? by OngKL
A bingo article on property investment.  Too bad his experience is more on southern Malaysia, while the most happening area is in central region.  But in fact, it doesn't matter, just like any other investment, when the numbers are right, the investment will most probably turn out the way you want it to be too.

Is It Alright that We Buy Insurance Only After We Get Married? By Loke Cheng Leong
Very short write up but cover all the concerns needed for the above question.  If you are asking that question, this is a must read also.

Accounting Loss vs. Real Loss By Jadelynn
As always, usually I don't really get how an accountant thinks.  Sorry but either this is a plain comparison between paper lost and actual lost or there are something more to it.  Err, no, that is it !  If you don't know wha tis paper lost vs actual lost yet, then read this gua !?

Budget by saltlamp2u
This is actually an article I forced my staff to submit.  Apparently they made it too sale oriented where at the end they ask you to buy salt lamp.  And the transition from the article to the sale pitch is not smooth at all.  Well, cann't complain when you force someone to do something can you ?

Why do Rich People commit suicide during recession? By MTSen
Actually quite poorly written, I am not sure what he is saying.  I think its something about "you should have a solid finance plan or else you may kill yourself even if you get very rich in future".  And he emphasizes that income is not part of the finance plan, as in it doesn't matter how rich you are, your personal finance plan should be an independant entity.  But this guy needs to learn some content management writtings.

All Money Made is Equal by KCLau
I don't know and I cann't be sure.  Together with his recent article about Dummy Finance, I think his recent preaching is matching more and more toward malpf's.  Indeed, no matter what money you got, you should treat it as an income and start saving a portion of it the very FIRST thing you do.  Oh ... that's not what the article say, its just what malpf says .....

So guys, have fun reading this FREE ebook and do leave comments what you think about it so we can improve the next time.  The team is aiming to make this a eMagazine instead of just an eBook, targeting to publish monthly.  Honestly I don't think that is a good idea but I will be wrong if all of you submit your articles too !!  

or simply send me anything and I will make them into a submitable format to kclau's requirments - at my own paste.  And I have to warn you, that could mean forever :P


Anonymous said...

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Anonymous said...

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