The person behind the web site . . .

I love reading personal finance topics on line and there are so many GREAT sites out there . . . if you were like me, have you ever wondered who the person is behind the site ?

So I started trying to know more a bit out the person behind the web site - I asked for their permission for me to conduct an email interview with them.

First I sent out an interview request like this.  Not everyone replied of course, but I manage to get a few reply from the sites I love most ....

FREE education + Guaranteed JOB - by Taylor

Leverage 2.0 - How will you leverage ?

How will you use the power of leverage ?

LEVERAGE 1.0 : I have $1 and I know how to earn $2 from it.  But earning $2 is not interesting to me.  So I found a way to borrow $30 to do it.

Get ALL Your Tax back . . .

Visit http://howmuchtaxcanisave.co.cc/

Lets say this year your gross income is $20,000 ( about $ 1,700 a month ), you may start to pay tax.  ( about $10 a month ).

Click the extend + sign to see everything.  Then think of which item is relevant to you.  For below case, this guy can

• buy a life insurance of $ 3,800
• buy $500 magazines
• buy a $2,000 PC 

Make sure keep all the receipts and the receipt dates show 2011.  Then comes 2012 when you are filing your tax, you can get back all your tax deducted by your company !!

The web site is just an estimator or for fun or for educational purpose only.  Your actual tax plan and figures may subject to your very own unique condition.  Do consult a proper tax consultant or IRB is providing FREE advices when it is near tax submission date.

Enjoy !!

Robert Kiyosaki copied our article ?

Finally, even a guru like Robert Kiyosaki has to copy MalPF article and post as his own ...

just kidding, of course.

A new level of Frugality

Frugality in Kuala Lumpur has just gone one level deeper.  A saving of about $550 monthly, a 2 hours exercise sessions for FREE and an opportunity to explore natures within the city has just been proven recently with just ONE simple ACT !  As everything goes, there is some trade off or 'risk' too ...

Interview : FatherSez - fathersez.com

FatherSez is one of the pioneers in Malaysia Personal Finance blogsphere.  He started his first blog post on 8 September 2007, one year earlier than this blog.  He has always been one of the great minds I wanted to meet in person one day.  But little did I know back then, opportunity fade away sooner than I thought.  FatherSez passed away on 4 August 2009.

Although we never met and now lost the chance to ever meet again, we never feel far apart.  During earlier years even after 100 posts, I was still a skeptic about blogging.  It was actually FatherSez who found my sharing useful and kept me going.

Even years after his departure, I never forget every single word we transact online; through our virtual identities.  But he was busy with his venture and I was busy with my entrepreneurship back then as well.  We never met in person although both of us wanted to.  Well, at least I wanted to ( Fathersez received too many requests to meet that he couldn't accommodate to all . . . )

FatherSez is unique in his own way because it was clearly a message from parent to kids.  It was written with a legacy in mind, for the kids and the future.  I haven't read a personal finance blog that is as parental, as philosophical, as practical and most truthfully show his love toward his kids without reservation.

I was very scare and afraid after confirming the fact that he did pass away 7 months after his departure.  I worry his web site will be shut down very soon.  But 2 years down the road, I managed to contact one of his legacy, Azah.  And words cannot describe how grateful I am when I know FatherSez is still alive today.  This simply means whatever message FatherSez wanted to deliver has been well received.

What else can be more grateful 

than after you are gone, 

your messages are still 

being hold tight by someone ?

I have conducted email interviews to some of the personal finance web sites or blogs recently.  Fathersez is one of them.  Since I couldn't reach Fathersez anymore, I made a request to his legacy.  To my surprise, she accepted the interview request ...